Which of the following is covered under Personal Auto Part D?

Personal Auto Part D specifically addresses coverage related to the insured's vehicle, particularly in the context of damage to that vehicle. This section of an auto insurance policy, commonly referred to as "Coverage for Damage to Your Auto," encompasses various scenarios, such as collisions and comprehensive losses.

When a policyholder files a claim due to damage caused by an accident or other peril (like theft, vandalism, or natural disasters), Part D provides the necessary financial protection to repair or replace the vehicle, up to the policy limits. This coverage is essential for safeguarding the financial investment in the vehicle and ensuring that the insured can recover from damaging incidents without incurring substantial out-of-pocket expenses.

Other categories, such as medical expenses for passengers or liability for others' injuries, are typically covered under different parts of an auto insurance policy, such as Parts B and A respectively. Loss of personal items in the vehicle, while concerning for policyholders, is generally not covered under personal auto policies and may require specialized coverage or a homeowner's policy. Thus, the focus of Part D is specifically on property damage to the insured's vehicle, making it the correct choice in this instance.