What must an insured do after being involved in a motor vehicle accident?

After being involved in a motor vehicle accident, it is crucial for the insured to notify their insurance company. This action is essential because the insurance company needs to be aware of the incident to initiate the claims process. Prompt notification allows the insurer to gather necessary details, such as the circumstances of the accident, damages incurred, and any injuries sustained, enabling them to assess liability and determine coverage applicable to the situation.

While seeking medical help and contacting the police may be important steps to take, they do not directly address the insured's responsibility towards their insurance policy. It is vital for the insured to communicate with their insurance provider as soon as possible, ensuring that all necessary actions are taken for coverage and potential claims processing. Filing a claim and waiting for settlement comes after this initial notification but is not the first step the insured must take.