What is the purpose of an insurance adjuster’s report?

The purpose of an insurance adjuster's report is to summarize findings and recommendations on a claim. This report plays a crucial role in the claims process, as it provides an organized account of the adjuster's investigation, including details about the incident, the extent of damages, evidence collected, and the adjuster's assessment of liability. The report helps all parties involved understand the basis for the claim and serves as a reference for further processing and decision-making regarding the claim’s outcome.

By summarizing findings and recommendations, the report ensures that the insurer has a clear understanding of the claim's particulars, allowing for informed decisions on coverage, payouts, or further investigation if necessary. This comprehensive overview aids communication between the insurer and the insured, as well as any subsequent parties involved in the claim process.