What is a bodily injury claim?

A bodily injury claim refers specifically to a request for compensation resulting from physical injuries that an individual has sustained as a direct result of an accident or incident. This type of claim typically arises in situations such as vehicle accidents, slips and falls, or other incidents where someone suffers a physical harm due to the negligence or wrongdoing of another party. The focus is on the medical expenses, pain and suffering, lost wages, and other costs directly associated with the physical injuries.

In this context, the nature of the claim is distinct because it centers on actual bodily harm rather than other types of damages, such as property damage, emotional distress, or financial loss due to injury. Each of those other categories represents different legal grounds for claims but does not fit within the definition of bodily injury, which is specifically about physical harm to a person. Thus, the definition provided aligns accurately with the legal understanding of a bodily injury claim.