What does the DP-2 (Broad form) cover compared to the DP-1?

The DP-2 (Broad Form) is designed to offer a more extensive range of coverage compared to the DP-1 (Basic Form). One of the key features of the DP-2 is that it includes coverage for additional perils that are not covered by the DP-1. This means that in addition to the standard perils covered under the DP-1, the DP-2 automatically includes protections against a wider array of risks, which may include things like falling objects, weight of ice and snow, and other specified perils that could cause damage to property.

This added coverage not only protects against more risks but also provides peace of mind to policyholders by addressing potential vulnerabilities that a basic plan may overlook. Thus, when comparing the two forms, the DP-2 stands out for its broader scope of coverage, making it a more comprehensive option for homeowners seeking to protect their property against a variety of risks.