In which territories is Business Auto coverage applicable?

Business Auto coverage is specifically designed to provide liability protection and physical damage coverage for vehicles used for business purposes. The correct answer indicates that this type of coverage is applicable in the United States, Puerto Rico, and Canada.

The inclusion of Puerto Rico alongside the United States and Canada reflects the broader geographical scope of the coverage beyond just continental territories. This is significant because the policyholders in these regions can be assured that the coverage remains valid while conducting business-related activities within these areas.

Understanding the limitations of the other options is important as they do not encompass the full extent of the applicable territories. The first option is limited to the United States and Canada, excluding Puerto Rico, which is important for businesses operating there. The third option suggests that coverage applies in all international territories, which is not accurate, as many insurance policies have specified geographical limits beyond which coverage would not be applicable. The last option is far too restrictive, applying the coverage only within Mississippi, whereas Business Auto coverage is applicable across multiple defined areas beyond a single state.

Therefore, B accurately reflects the intended scope of Business Auto coverage, ensuring that businesses operating in these territories have appropriate insurance protection in place.